Multi-currency accounts
Keep each account in its own currency and see everything added up in yours. Live exchange rates update daily, or set your own rate.
Personal finance, made simple
Budget, save and grow your money, in any currency.
MiAhorro Pocket brings your bank accounts, mobile wallets and savings into one clear view. Set budgets, track every transaction and watch your savings grow, whether your money lives in one country or several.
- Works on any phone or computer
- No app store needed
- Works offline
Features
Everything you need to take control of your money
Budgets that make sense
Plan your income, spending and savings separately, and see at a glance how much is used and what is left each month.
Savings & investments
Track treasury bills, fixed deposits, stocks, group savings or your own types, with gains and losses worked out for you.
Reminders & alerts
A gentle evening reminder if you forgot to log today, a weekly summary every Sunday, and alerts when a budget is nearly used.
Works offline
No signal? Keep recording. Everything is saved on your phone and syncs automatically when you are back online.
Install on your phone
Add MiAhorro to your home screen in one tap. It opens full screen like any app, with nothing to download from a store.
Budgets
See where every pound, cedi or dollar is going
Budgets are grouped into income, expenses and savings, so you always know how much you have received, spent and put away, and how much is left for the month.
- Monthly budgets for any category
- Totals and progress for each group
- Alerts at 80% and when you go over
Multi-currency
Money in more than one country? No problem.
Choose your main currency and MiAhorro converts everything else into it, so your net worth and budgets are always in one number you understand.
- Over 35 currencies with daily rates
- Record the exact amount that arrived on transfers, fees included
- Past reports keep the rate of the day, so they never drift
How it works
Up and running in minutes
- 1
Create your account
Sign up with your email and choose your main currency.
- 2
Add your accounts
Add your bank accounts, mobile wallets and cash, each in its own currency.
- 3
Track and grow
Log transactions, set budgets and watch your savings grow month by month.
FAQ
Questions, answered
Do I need to download it from an app store?
No. Open MiAhorro Pocket in your phone's browser and add it to your home screen. It then opens full screen like any other app.
Is my data private?
Your data is stored securely with Google Firebase and is only accessible when signed in to your account. Signing out also removes the copy saved on that device.
Which currencies are supported?
Over 35, including the pound, euro, US dollar, cedi, naira, shilling, rand and CFA franc. Each account can use its own currency.
Does it work without internet?
Yes. Once you have signed in on a device, you can view and record transactions offline. Changes sync when you reconnect.
Does it connect to my bank?
No. You record transactions yourself, which keeps you aware of every spend and means your bank login is never shared.